Commercial Insurance online quote
Getting Cheap Insurance Online – Save Hundreds on Car Insurance Starting Today
So, you are very excited that you are finally the proud owner of the car of your dreams. You feel fantastic as you drive off from the car dealership, enjoying that awesome new car smell, looking at the new instruments panel, listening to the radio or your favorite music on that spanking, brand new, 10 speaker sound system. All that is great, but now it is time for you to face the facts and realize that you have to shop for insurance.
Paying for insurance, sucks. There is no way around that one. It is mandatory by law and, if you are leasing that new car, then the lender of the money demands specific coverages for that car. After all, they want to protect their investment.
Having said all that, you should know that one of your best assets when shopping for car insurance is that it is possible to getting cheap insurance online. The reason is that by shopping online, you will presented with quotes from different insurance companies as opposed to when you only call whichever one you remember from all the TV commercials.
Remember, you get better deals when people compete to get your business so, instead of dialing the number that you see on your TV or going to their particular website, find a place where multiple options will be presented to you. It really is very simple. All you have to do is enter your email address and your zip code so that the system can locate specific deals and offers for your location.
Plus, when you visit a website to get cheap insurance online, you can also find quotes for health, life and other types of insurance and all with the click of a mouse. No more waiting on the phone for the next operator or listening to some cheesy music while someone finally answers the phone.
Does anyone have experience with PENN NATIONAL INSURANCE?
I’m in the market for commercial general liability insurance so I’ve been online filling out forms for quotes. An agent called me from Penn National & the rates she quoted were great… a few hundred less than we’re used to paying. I always check out businesses on the web but I can’t seem to find any reviews for this company! Their website looks ligit but I want to know about other’s personal experience!
I will choose a best answer! THANK YOU!
This is the company’s website: http://www.pennnationalinsurance.com/portal/
Penn National Insurance
(a member of Penn National Insurance)
A.M.Best #: 00766
Address: P.O. Box 2361
Harrisburg, PA 17105-2361
Phone: 717-234-4941
Fax: 717-255-6317
Web: www.PennNationalInsurance.com
This rating is assigned to companies that have, in our opinion, an excellent ability to meet their ongoing obligations to policyholders.
Best’s Ratings
Financial Strength Ratings Rating: A- (Excellent)
Financial Size Category: IX ($250 Million to $500 Million)
Outlook: Stable
Action: Affirmed
Effective Date: June 15, 2007
A couple of things. A couple hundred is NOT much of a difference with CGL. Also, you need to not just shop the premium, but also the RATE, as most CGL policies are AUDITABLE, and you don’t want to get nailed with a huge audit when your policy expires. Also, COVERAGE is kinda important, too. CGL policies are NOT cookie cutter – make sure the agent is comparing your current coverage to their proposed coverage, in a way that you can clearly understand.
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